Terms of Use

By accessing and using this website (telosanalytica.io), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this website.

These Terms of Use, together with our Privacy Policy, govern your use of this website.

This website is operated by Telos Analytica Studio, a financial-engineering studio. The website functions as a promotional and informational portfolio for our professional services. It does not offer e-commerce, software-as-a-service, user accounts, or any transactional functionality.

All content on this website — including but not limited to text, graphics, logos, images, data visualisations, consulting methodologies, strategic frameworks, and the overall design and layout of the site — is the property of Telos Analytica Studio or its licensors and is protected by Australian and international copyright, trademark, and intellectual property laws.

You may not, without our express written permission:

• Reproduce, distribute, modify, or create derivative works from any content on this website
• Use automated tools, bots, scrapers, or data mining technologies to extract content from this website
• Use any content from this website to train, fine-tune, or otherwise develop artificial intelligence or machine learning models
• Use our trademarks, service marks, or branding in any manner that suggests endorsement or affiliation without authorisation

You agree not to use this website in any way that:

• Violates any applicable local, national, or international law or regulation
• Involves the transmission of malware, viruses, or any other harmful code
• Attempts to gain unauthorised access to any part of the website, its servers, or any connected systems
• Interferes with or disrupts the integrity or performance of the website
• Involves the reverse engineering, decompiling, or disassembly of any part of the website

The inquiry form on this website is provided solely for the purpose of facilitating professional business inquiries. By submitting an inquiry, you acknowledge the following:

• Submission of an inquiry does not create a contractual obligation, client relationship, or duty of care on the part of Telos Analytica Studio.
• We may, at our sole discretion, choose whether to respond to any inquiry.
• You are solely responsible for the content of your submission. You must not submit confidential intellectual property, trade secrets, or sensitive personal information through the inquiry form.
• Telos Analytica Studio accepts no fiduciary duty, obligation of confidentiality, or liability for the exposure or handling of unsolicited confidential information submitted through the inquiry form prior to the execution of a formal Non-Disclosure Agreement.

Information submitted through the inquiry form is handled in accordance with our Privacy Policy.

The content published on this website — including industry insights, case studies, strategic frameworks, and descriptions of consulting methodologies — is provided for general informational purposes only. It does not constitute professional, financial, investment, legal, or technical advice.

You should not act or refrain from acting based on any information on this website without first seeking independent professional advice tailored to your specific circumstances. Telos Analytica Studio accepts no liability for any loss or damage arising from reliance on the content of this website.

To the maximum extent permitted by law, and subject to any non-excludable statutory guarantees under the Australian Consumer Law (Schedule 2 of the Competition and Consumer Act 2010 (Cth)), Telos Analytica Studio excludes all liability for any direct, indirect, incidental, consequential, special, or exemplary damages arising from or in connection with your use of, or inability to use, this website.

This limitation applies regardless of the form of action, whether in contract, tort (including negligence), strict liability, or otherwise, and even if Telos Analytica Studio has been advised of the possibility of such damages.

Nothing in these Terms of Use excludes, restricts, or modifies any consumer guarantee, right, or remedy conferred by the Australian Consumer Law or any other applicable law that cannot be excluded, restricted, or modified by agreement.

This website may contain links to external websites or resources operated by third parties. These links are provided for convenience only. Telos Analytica Studio does not endorse, control, or accept responsibility for the content, privacy practices, or security of any third-party website. Your use of any linked website is at your own risk.

These Terms of Use are governed by and construed in accordance with the laws of Queensland, Australia.

You agree to submit to the exclusive jurisdiction of the courts of Queensland, Australia, and the Federal Court of Australia sitting in Queensland, for the resolution of any dispute arising out of or in connection with these Terms of Use or your use of this website.

If any provision of these Terms of Use is found to be invalid, unenforceable, or void by a court of competent jurisdiction, that provision will be severed from these Terms of Use and the remaining provisions will continue in full force and effect.

We may update these Terms of Use from time to time. The "Last Updated" date at the top of this page indicates when these terms were most recently revised. Your continued use of the website following any changes constitutes your acceptance of the revised terms.

If you have any questions about these Terms of Use, please contact us at:

Telos Analytica Studio

Email: mattparsons@telosanalytica.io

Location: Queensland, Australia